"Protect what matters most—because life doesn’t come with warnings."

Health Coverage You Can Count On

Low income families can qualify for $0 or low cost health insurance plans

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Take action today so you don't regret tomorrow.

“Your family’s future starts with love—and smart protection. Safeguard what matters most with the right life insurance. It’s easy to start today—tomorrow isn’t promised.”

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"Protect what drives you. Get the right auto insurance today—because your safety, your family, and your peace of mind deserve it."

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Health Insurance protects you and your family from high medical costs. Health insurance helps cover doctor visits, prescriptions, hospital stays, and preventive care—so you can focus on your health, not the bills.


With Affordable Care Act (ACA) plans—also known as Obamacare—you get access to quality healthcare, peace of mind, and protection from high costs.


✅ Low or $0 premiums for many

✅ Free preventive care

✅ Coverage for pre-existing conditions

✅ Financial help based on your income


Health insurance isn’t just a safety net—it’s a smart investment in your well-being. 



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Small Coverage, Big Impact

Your overall health starts with your smile and your vision. Dental and vision insurance help you stay ahead of preventable issues, access routine care, and avoid large out-of-pocket expenses later.


🦷 Dental Insurance- What’s Covered:

✔ Routine cleanings, exams, and x-rays

✔ Fillings, extractions, and other basic services

✔ Major procedures like crowns, dentures, and root canals


👓 Vision Insurance- What’s Covered:

✔ Comprehensive eye exams

✔ Prescription glasses and contact lenses

✔ Discounts on LASIK and specialty lenses


Take care of your teeth and eyes—your future self will thank you!

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Life insurance gives your loved ones financial peace of mind when they need it most. And it’s more affordable than you think.


💡 For the cost of a latte, energy drink, or fast-food combo, you can protect your family’s future.


Types of Life Insurance:


🛡 Term Life – Affordable, fixed coverage for a set period (10, 20, or 30 years)


🔒 Whole Life – Lifetime protection with a guaranteed payout and cash value


📈 Universal Life/ IUL – Flexible coverage that builds savings over time


🏥 Final Expense – Covers funeral and end-of-life costs with small monthly premiums


Your Protection. Your Budget. Your Peace of Mind.

Let us help you choose the right plan for your needs—quick, easy, and affordable.

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🚗 Auto Insurance

What’s Covered:

✔ Liability – Covers damage or injuries you cause to others

✔ Collision – Pays for damage to your car after an accident

✔ Comprehensive – Covers theft, vandalism, fire, and weather-related damage

✔ Medical Payments / PIP – Helps with medical bills after an accident

✔ Uninsured/Underinsured Motorist – Protects you from drivers with no or low coverage


🏠 Home Insurance

What’s Covered:

✔ Dwelling Protection – Covers damage to your home from fire, storms, or other perils

✔ Personal Property – Protects belongings like furniture, electronics, and clothing

✔ Liability Coverage – Protects you if someone is injured on your property

✔ Loss of Use – Covers temporary living expenses if your home becomes unlivable

✔ Other Structures – Covers fences, garages, and sheds on your property

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🏢 Protect Your Business, Protect Your Future

Running a business comes with risks. Business insurance helps you stay protected from the unexpected—so you can focus on growth, not setbacks.


What’s Covered:

✔ General Liability – Covers accidents, property damage, and legal fees

✔ Commercial Property – Protects buildings, equipment, and inventory

✔ Business Owner’s Policy (BOP) – Bundles property and liability for small businesses

✔ Workers’ Compensation – Covers employee injuries on the job

✔ Commercial Auto – Covers business vehicles and drivers

✔ Professional Liability – Protects against errors, omissions, or negligence

✔ Cyber Liability – Covers data breaches and cyberattacks


Peace of mind for your business is just a policy away!

🧾 Additional Personal Insurance Coverages


🏠 Renters Insurance – Protects personal belongings in a rental property

☂️ Umbrella Insurance – Extra liability coverage beyond auto/home policies

🐶 Pet Insurance – Covers vet visits, surgeries, and medications for pets

✈️ Travel Insurance – Trip cancellation, lost luggage, and emergency medical care

🌊 Flood Insurance – Protection for water damage not covered by standard home policies

🌍 Earthquake Insurance – Covers home and belongings after seismic activity

🛡️ Identity Theft Protection – Covers costs related to restoring your identity



🧳 Additional Commercial / Business Insurance Coverages


☂️ Commercial Umbrella – Extra liability coverage beyond standard policies

📦 Product Liability – Covers harm caused by products you manufacture or sell

🚚 Inland Marine Insurance – Covers tools, equipment, and goods in transit

⚖️ Employment Practices Liability (EPLI) – Covers lawsuits related to hiring, firing, and workplace discrimination

🛠️ Equipment Breakdown – Covers sudden failure of machinery and systems

🌧️ Commercial Flood Insurance – Protection for businesses in flood-prone areas

💼 Business Interruption Insurance – Replaces lost income if you can’t operate due to a covered event


🏗️ Builders Risk Insurance – Covers buildings under construction or renovation


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Why the Right Insurance Matters

💙 Health Insurance



  • 66% of bankruptcies in the U.S. are linked to medical debt.
  • 1 in 2 Americans delay medical care due to cost concerns.


87% of ACA enrollees qualify for financial help—many pay under $10/month.

❤️ Life Insurance



  • 43% of families would face financial hardship within 6 months of losing their breadwinner.
  • 50% of U.S. adults say they need more life insurance—yet haven’t acted.
  • Life insurance rates increase by 8–10% each year you delay.

🚗 Auto Insurance



According to CDC and NHTSA 

  • 1 in 8 drivers in the U.S. is uninsured — if they hit you, are you protected?
  • The average cost of a nonfatal car crash in the U.S. is over $25,000
  • Distracted driving causes 3,000+ deaths each year — accidents happen when you least expect.
  • 35% of drivers don’t fully understand what their policy covers — don’t be caught off guard.

Protection Isn’t Just About Policies

We offer USCIS applications support —because every step toward stability matters.

We help individuals and families prepare key immigration applications with accuracy and care—so you can move forward with confidence.

We assist with:
📄
Citizenship / Naturalization (N-400, N-600)
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Green Card Applications and necessary additional forms (I-485, I-864, I-693)
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Work Permit Applications (I-765)
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Family Petitions (I-130)
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Travel Documents (I-131 – Advance Parole)

Disclaimer: We are not attorneys and do not provide legal advice or legal representation. We offer document preparation and application support only.


Call for free consultation!